Bonus Rewards Cards

VISA® REAL REWARDS CARD VISA® BONUS REWARDS PLUS CARD
GOOD FOR CONSUMERS WHO...
Want to earn bonus points on every purchase.
Want to earn bonus points automatically.
Want to earn rewards every month and not pay an annual fee. Want to earn more rewards even faster with a $50 annual fee.
REWARDS
Earn 1 point for every net $1 of spend, plus a 25% BONUS on all points earned every month. Earn 1 point for every net $1 of spend, plus a 50% BONUS on all points earned every month.
No caps or limits on the points earned and consumers have at least 5 years to redeem. 1
Points applied automatically at the end of each billing cycle.
2,500 points ($25 cash back) with first purchase.

$5,000 points ($50 cash back) with first purchase

Rewards Choices include:

unlimited 1% cash back2
merchandise available for as low as 1,800 points
travel redemptions starting at $25,000 points
gift cards available for as low as 2,500 points

INTRODUCTORY AND GO-TO RATES
0% introductory rate for the first 6 billing cycles on purchases and balance transfers.
Post-introductory variable APR is PRIME plus 6.74%-17.74% based on creditworthiness.3
ANNUAL FEE
$0 $50

Non- Rewards Cards

VISA® PLATINUM CARD
GOOD FOR CONSUMERS WHO...
Want to save on interest.
want to pay down balances.
Want the convenience of a Visa card without an annual fee or rewards.
FEATURES
Great low introductory rate.
Generous credit lines and online account access (just like the other cards).
Enjoy the everyday convenience of a Visa Credit Card
2,500 points ($25 cash back) with first purchase.
INTRODUCTORY AND GO-TO RATES
0% introductory rate for the first 12 billing cycles on purchases and balance transfers.
Post-introductory variable APR is PRIME plus 6.74%-17.74% based on creditworthiness.3
ANNUAL FEE
$0

Plus Consumers can take advantage of these other card benefits

Warranty Manager Service

Receive double the original manufacturer's warranty on eligible purchases made with their eligible Visa card.

Zero Fraud Liability Protection

Cardmembers won't be held responsible for unauthorized purchases if their card is ever lost or stolen

Anytime Cardmember Services

Available 24 hours a day, 365 days a year via our toll-free number.

Other Benefits

Also, auto rental collision and theft coverage, merchant discounts and more.


1 the Elan Rewards program is subject to change. Points earned on net purchase (purchases minus credits and returns). Points expire fives years from the end of the quarter in which they are earned.

2 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle.

3 visit the home page of the Client Resource Center to see the latest PRIME Rate in effect.