We have built a strong reputation as an outstanding, full-service Community Bank with an experienced staff offering expertise in every area from deposit accounts to lending solutions.
All our Business Checking Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay & E-statements. We are constantly looking at ways to make our customer’s lives easier through new technology and exceptional customer service. Our experienced Customer Service Representatives are available to spend quality time with you to be sure you select the options that best meet your financial needs. Please call Customer Service for Current Rate Information (478) 452-4531 or stop by and see us at one of our five convenient locations.
All our Business Checking Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay & E-statements. We are constantly looking at ways to make our customer’s lives easier through new technology and exceptional customer service. Our experienced Customer Service Representatives are available to spend quality time with you to be sure you select the options that best meet your financial needs. Please call Customer Service for Current Rate Information (478) 452-4531 or stop by and see us at one of our five convenient locations.
We want to build a relationship that last a lifetime. Exchange Bank... YOUR Community Bank.
Business Checking Accounts
Regular Business Checking
- $100 Minimum Deposit to Open
- *$3.00 Minimum Balance Fee plus $0.30 debit item fee (per debit) if daily balance falls below $2,000 any day of statement cycle *Fee Waived with a Minimum Daily Balance $2,000 or more
Commercial Interest
- Sole Proprietorships, Non-Profits and Governmental Units
- $100 Minimum Deposit to Open
- $0.10 Item Deposited (per item)
- $0.35 Per Deposit Fee
- $0.30 Items Paid (per item)
- $6.00 Monthly Service Charge
- Interest Bearing Account Compounded Monthly and Credited Monthly
Credit for Balance:
Positive Balance: Daily Collected Balance Less Reserve Requirements Times Commercial Interest Rate. Interest will not be earned on daily collected balance less than $500.00. Interest earned will be credited monthly and charges assessed will be debited monthly. (Credit will not be used as an offset against Analysis Charges.)
Positive Balance: Daily Collected Balance Less Reserve Requirements Times Commercial Interest Rate. Interest will not be earned on daily collected balance less than $500.00. Interest earned will be credited monthly and charges assessed will be debited monthly. (Credit will not be used as an offset against Analysis Charges.)
Corporate Interest Checking
- Corporations, Partnerships, For-Profit Organizations
- $100 Minimum Deposit to Open
- $0.10 Item Deposited (per item)
- $0.35 Per Deposit Fee
- $0.30 Items Paid (per item)
- $6.00 Monthly Service Charge
- Interest Bearing Account Compounded Monthly and Credited Monthly
Credit for Balance:
Positive Balance: Daily Collected Balance Less Reserve Requirements Times Corporate Interest Rate. Interest will not be earned on daily collected balance less than $500.00. Interest earned will be credited monthly and charges assessed will be debited monthly. (Credit will not be used as an offset against Analysis Charges.)
Positive Balance: Daily Collected Balance Less Reserve Requirements Times Corporate Interest Rate. Interest will not be earned on daily collected balance less than $500.00. Interest earned will be credited monthly and charges assessed will be debited monthly. (Credit will not be used as an offset against Analysis Charges.)
Rate Information for Interest-Bearing Accounts: The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for noncash items (for example, checks). If the account is closed before interest is credited, you will not receive the accrued interest
Balance Information for Interest-Bearing Accounts: We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Balance Information for Interest-Bearing Accounts: We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Fees may reduce earnings for Interest-Bearing Accounts.
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