Bill Pay

Why Traditional Payment Methods Pose a Risk

Many people don’t realize the risks involved in traditional bill payment methods:

• Multiple Logins Increase Fraud Risk – Every time you log into a different website, you expose yourself to potential security threats. Not all websites have strong protections in place.
• Mailing Checks Can Be Risky – Checks can be lost or stolen, leading to fraud or identity theft. They also take longer to process, increasing the chance of late payments.

The Smart, Secure Solution: Online Bill Pay

Exchange Bank’s Online Bill Pay is designed with convenience and security in mind, ensuring that you control your payments while reducing risk.

♦ Convenient Payee Management

Adding payees—whether a business or a person—saves time by making them easily accessible for future payments. Since adding payees is considered high-risk, users must enter their password, providing an extra layer of security.

♦ One-Time & Recurring Payments

With Online Bill Pay, you can choose how and when your payments are made:

• Single Payments: Pay a person or business once using your preferred delivery method—electronically or by check, depending on the payee’s default option.
• Recurring Payments: Set up automated payments based on a schedule that fits your needs. You can choose from various frequency options, including a one-time payment (default), weekly, every other week, every four weeks, monthly, every other month, twice monthly, every three months, every six months, or annually. This flexibility ensures that your bills are always paid on time, eliminating the stress of remembering due dates.

♦ Secure Transactions & Password Protection

Your financial security is our priority. That’s why Online Bill Pay requires password authentication for high-risk actions like adding a payee. Plus, Exchange Bank’s bill payment service is protected with bank-level encryption, keeping your information safe.  

♦ Easy Payee Editing & Tracking

Managing payees is simple—you can update details as needed to ensure the most current information is used for bill payments. Additionally, Online Bill Pay provides a clear, organized view of all your past and upcoming payments.

Pay Smarter, Stress Less

Exchange Bank’s Online Bill Pay is a secure, efficient, and hassle-free way to manage your payments. Whether you’re paying a utility bill, a credit card, or a one-time service, our system ensures your transactions are handled safely and conveniently.

Ready to Protect Your Money & Simplify Your Payments? Sign up for Exchange Bank’s Online Bill Pay today!