Privacy Policy

What Does Exchange Bank & Exchange Investment Services, Inc. Do With Your Personal Information?

Rev. Date 4/2018


Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number and income Account balances and credit history Payment history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Exchange Bank & Exchange Investment Services chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Exchange Bank & Exchange Investment Services, Inc. Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For our non-affiliates to market to you	No	We don't share


To limit our sharing	Mail the form below Please note: If your are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call (478) 452-4531 or go to https://www.exch.bank
Mail In Form	Mark any/all you want to limit: ☐ Do not share information about my creditworthiness with your affiliates for their everyday business purposes. ☐ Do no allow your affiliates to use my personal information to market to me. Name: Address: City, State, Zip:

To limit our sharing

Mail the form below

Please note:
If your are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (478) 452-4531 or go to https://www.exch.bank

Mail In Form

Mark any/all you want to limit:

☐ Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

☐ Do no allow your affiliates to use my personal information to market to me.

Name:

Address:

City, State, Zip:

Mail to: Exchange Bank Opt Out Notice PO Box 580 Milledgeville, GA 31059-0580

Who we are
Who is providing this notice?	Exchange Bank & Exchange Investment Services, Inc.
What we do
How does Exchange Bank & Exchange Investment Services, Inc. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are bound by a code of ethics and policies to access consumer information only for legitimate business purposes and to keep information about you confidential.
How does Exchange Bank & Exchange Investment, Inc. collect my personal information?	We collect your personal information, for example, when you open an account or pay your bills use your credit or debit card or deposit money apply for a loan We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include others, such as companies with an Exchange name; financial companies such a securities broker-dealers and investment advisors.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Exchange Bank & Exchange Investment Services does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies such as insurance companies and financial product or service marketing companies.