Four Signs That It's a Scam
The best way to avoid a scam is to know the signs. If you think you might be a scam target, talk to someone you trust, such as your bank. At Exchange Bank we are always happy to speak with our customers about any concerns about fraud. Here are four signs it's a scam and a few tips to avoid falling victim to a scam.
How to Avoid A Scam
- Block unwanted calls and text messages. Take steps to block unwanted calls and to filter unwanted text messages.
- Don’t give your personal or financial information in response to a request that you didn’t expect. Legitimate organizations won’t call, email, or text to ask for your personal information, like your Social Security, bank account, or credit card numbers.
- If you get an email or text message from a company you do business with and you think it’s real, it’s still best not to click on any links. Instead, contact them using a website you know is trustworthy. Or look up their phone number. Don’t call a number they gave you or the
number from your caller ID. - Resist the pressure to act immediately. Legitimate businesses will give you time to make a decision.
- Anyone who pressures you to pay or give them your personal information is a scammer. Know how scammers tell you to pay. Never pay someone who insists you pay with a gift card or by using a money transfer service. And never deposit a check and send money back to someone.
If you were scammed or think you saw a scam, report it to the Federal Trade Commission.